Simple, Clear Financial Protection Guidance for Canadians

Insurance and financial solutions — explained clearly, with no pressure.
So you can protect what matters most with confidence, at every stage of life.

No obligation + Licensed advisors + Canada focused

Insurance shouldn’t feel this confusing

Most people want to protect their family, income, and future — 

but the insurance world makes it hard to know where to start.

                  • Too many options, no clear direction
                  • Fear of overpaying or choosing the wrong plan
                  • Advice that feels rushed or sales-driven 
                  • Life changes, but coverage doesn’t keep up

The result? Important decisions get delayed — and protection gaps quietly grow.

Protection should feel clear, personal, and built around your life.

Who We Help

Families & Couples

Protect what matters most — today and tomorrow

As a parent, your family depends on you more than you may realize. Life insurance isn’t about fear — it’s about certainty, stability, and love in action.

 

We help families:

 

  • Replace income and protect your family’s lifestyle if something happens
  • Pay off mortgages, debts, and major financial obligations
  • Build long-term financial security as your family grows

Newcomers to Canada

Understand insurance and finances in Canada — with clarity and confidence

Starting a new life in Canada can feel overwhelming, especially when insurance and financial systems are unfamiliar.

 

We help newcomers:

 

  • Understand Canadian insurance basics and how coverage works
  • Choose essential protection for your new life in Canada
  • Build financial confidence as you settle and plan ahead

Self-Employed & Business Owners

Protect your income and what you’re building — on your own terms

When you’re self-employed or running a business, your income and responsibilities are closely connected. Protecting both is key to long-term stability and growth

 

We help self-employed and business owners:

 

  • Protect income and cash flow during illness, injury, or disruption
  • Design flexible protection for personal and business needs
  • Plan tax-efficient strategies that support long-term stability

Individuals & Young Professionals

Build smart protection today — while keeping life flexible for tomorrow

 

What We Help With

PROTECTION.png

Protection

Savings & Growth

Special Solutions

Protect what matters most -
your income, health, and family

Build wealth, reduce taxes, and plan for the future

Support for life’s more specific financial needs

Joe Alfeche

Joe Alfeche

Life Licensed Agent
Frances Maestro

Frances Maestro

Life Licensed Agent
Esther Tang

Esther Tang

Life Licensed Agent and Certified Financial Planner
Aizhen Situ

Aizhen Situ

Life Licensed Agent

What Makes Us Different

We offers personalized quotes based on your specific needs and circumstances

Personalized Service

We assess your unique situation to recommend the best policies and financial strategies

Personalized Service

We assess your unique situation to recommend the best policies and financial strategies.

Expert Guidance

We educate you on your options, empowering you to make informed financial decisions.

Expert Guidance

We educate you on your options, empowering you to make informed financial decisions.

Affordable & Flexible Plans

We find coverage and solutions that fit your budget and long-term goals.

Affordable & Flexible Plans

We find coverage and solutions that fit your budget and long-term goals.

Long-Term Support

We stay with you beyond the sale, adapting your coverage as your life evolves.

Long-Term Support

We stay with you beyond the sale, adapting your coverage as your life evolves.

What Our Clients Are Saying?

“Real stories from people who solved their financial stress with us.”

FAQ

Frequently Asked Question

Because they love someone. Life insurance isn’t just a financial decision—it’s a promise that, no matter what happens, your family will be okay. It helps replace your income, cover everyday bills, pay off debts, or make sure your kids can still chase their dreams—even if you’re not there.

Everyone’s story is different. That’s why we take time to understand your needs—your family, your goals, your future plans. We’ll help you figure out the right amount so that the people you care about most are fully protected.

It really depends on factors like your age, health, and the type of coverage you choose. In reality, life insurance is often much more affordable than people expect—especially if you’re younger and in good health. Premiums are generally lower the earlier you start, and even if you have some health conditions, there are flexible options available.

That’s a great start. it’s still a good idea to review your coverage regularly to make sure it still fits your current needs. Because life changes—marriages, children, homes, new goals. We can do a quick policy review to see if you’re still on track or if there are any gaps or opportunities to improve your plan.

Here are the top insurance products that can pay you while you’re still alive:
✅ 1. Critical Illness Insurance
💬 Get a lump-sum payout if you’re diagnosed with a serious illness.
Covers conditions like cancer, heart attack, stroke, and more
You can use the money however you want: recovery, travel, home care, or just to take time off
It’s your money, your way—while you’re still here to benefit from it
✅ 2. Disability Insurance
💬 Replaces a portion of your income if you can’t work due to illness or injury.
Pays monthly benefits while you recover
Helps maintain your lifestyle, pay bills, and protect your long-term savings
Especially important if you’re self-employed or your workplace plan is limited
✅3. Whole Life or Universal Life Insurance (with Cash Value)
💬 Builds cash value you can access while you’re alive.
Borrow against or withdraw from your policy’s tax-advantaged cash value
Can be used for emergencies, education, retirement, or opportunities
Think of it as a long-term asset, not just insurance
✅ 4. Long-Term Care Insurance
💬 Helps cover the cost of care if you need assistance later in life.
Pays for home care, assisted living, or nursing care
Keeps you independent and reduces the financial burden on your family

Some tools that help with both taxes and investments include permanent life insurance (like whole life or universal life) and tax-advantaged accounts like RRSPs or TFSAs. These options allow your investments to grow tax-deferred or tax-free.

Travel insurance can cover things like trip cancellations, medical emergencies, lost luggage, and travel delays. It’s a smart way to protect yourself from unexpected costs while traveling.

Yes, it’s a good idea to purchase your own personal life, critical illness, and disability insurance even if you have group benefits at work. Work coverage might not be enough to fully protect you, and it may not cover you if you change jobs or stop working. Personal insurance gives you more control and peace of mind, ensuring you’re covered no matter what. Additionally, if you’re a property owner, having your own coverage can help protect your assets. You can also explore ways to structure your insurance to potentially reduce/cover tax impact, ensuring both your health and financial stability are taken care of in the long term.

🌱 1. Define Your Financial Goals
⚖️ 2. Assess Your Risk Tolerance
📅 3. Match Risk to Time Horizon
           Short Term?
           Mid Term?
           Long Term?
💼 4. Understand the Product Types
           High-interest savings/GICs / Bonds
           Mutual Funds / Segregated Fund/ ETFs
           Stocks / Equities
           Real Estate / REITs

To get started, reach out to us today! Contact one of our financial experts to help define your goals, assess your risk tolerance, and guide you through the best investment options for your needs. Send us a message now and take the first step towards securing your financial future!

You have been successfully Subscribed! Ops! Something went wrong, please try again.

Important Links

Request a quote

Contact insurance Agent

Company

About Us

Team Members

Services

Contact

Info@procanadainsurance.com

1-604-765-2298

#3-3354 Cherry St, Vancouver BC, V5R 4W5

What We Help With

PROTECTION.png

Protection

Savings & Growth

Special Solutions

Protect what matters most -
your income, health, and family

 

Life is unpredictable. Protection solutions help ensure that illness, injury, or loss doesn’t turn into a financial crisis. We help you put coverage in place so your loved ones, lifestyle, and future remain secure — no matter what happens.

 

Build wealth, reduce taxes, and plan for the future

 

Smart savings and investment strategies help you grow your money while preparing for major life goals — from buying a home to retirement. We guide you step by step, at a pace that fits your life.

 

Support for life’s more specific financial needs

 

Some situations need more tailored solutions. From debt and mortgages to business and legacy planning, we connect you with the right strategies and trusted partners when life gets more complex.

 

 

Modern IT & Tech Service
Solution Creation

Society excited by cottage private an it esteems. Fully begin on by wound an. Girl rich in do up or both. At declared in as rejoiced of together. He impression collecting delightful unpleasant by prosperous as on.

Powerful Modern Idea

Drawings me opinions returned absolute in. Otherwise therefore sex did are unfeeling something. Certain be ye amiable.

Easy Data Analytics

Drawings me opinions returned absolute in. Otherwise therefore sex did are unfeeling something. Certain be ye amiable.

Best Software Developer

Drawings me opinions returned absolute in. Otherwise therefore sex did are unfeeling something. Certain be ye amiable.

Why You Should Use a Content Management System ?

Savings her pleased are several started females met. Short her not among being any. Thing of judge fruit charm views do. Miles mr an forty along as he. She education get middleton day agreement.

✔  Speedily say has suitable disposal add boy. On forth doubt miles of child. Exercise joy man children rejoiced yet uncommonly.

✔  There could can widen ten she any. As so we smart that money in. Am wrote up whole so tears sense oh absolute required.

✔ Debating me breeding be answered he. Spoil event was words her off cause any. Tears woman which no is world miles woody.

Performance App

Realtime Application & Fast Server.

 Juvenile proposal betrayed he an informed weddings followed. Precaution day see imprudence sympathize principles. At full leaf give quit to in they up.

Best Growing Agency

Savings her pleased are several started females met. Short her not among being any.

Satisfaction
70 %
Clients
+ 100 k
Properties
45 k
Rooms
3400 +

Timeline

Company Timeline

Feedback

What Customers Think About Us?

Choose A Service Plan

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper.

For Starter

£ 199
/Mo
2 Teammates
7 Day History
3 Published Versions
1 Documentation per Version
7 Day History
2 Teammates

For Big Team

£ 499
/Mo
Unlimited Teammates
Full History
30 Published Versions
5 Documentation per Version
30 Published Versions
Unlimited Teammates

For Medium Team

£ 299
/Mo
15 Teammates
14 Day History
15 Published Versions
15 Teammates
14 Day History
3 Documentation per Version
Your One Stop Shop For All Your Financial Protection Needs

What Makes Us Different

We offers personalized quotes based on your specific needs and circumstances

Personalized Service

We assess your unique situation to recommend the best policies and financial strategies

Personalized Service

We assess your unique situation to recommend the best policies and financial strategies.

Expert Guidance

We educate you on your options, empowering you to make informed financial decisions.

Expert Guidance

We educate you on your options, empowering you to make informed financial decisions.

Affordable & Flexible Plans

We find coverage and solutions that fit your budget and long-term goals.

Affordable & Flexible Plans

We find coverage and solutions that fit your budget and long-term goals.

Long-Term Support

We stay with you beyond the sale, adapting your coverage as your life evolves.

Long-Term Support

We stay with you beyond the sale, adapting your coverage as your life evolves.

Joe Alfeche

Joe Alfeche

Executive Director
Insurance Licensed Holder, BC
Frances Maestro

Frances Maestro

Marketing Senior Manager
Insurance Licensed Holder, BC
Esther Tang

Esther Tang

Marketing Senior Manager
Insurance Licensed, CFP Holder, BC, AB
Aizhen Situ

Aizhen Situ

Senior Manager
Insurance Licensed Holder, AB

What Our Clients Are Saying?

“Real stories from people who solved their financial stress with us.”

FAQ

Frequently Asked Question

Because they love someone. Life insurance isn’t just a financial decision—it’s a promise that, no matter what happens, your family will be okay. It helps replace your income, cover everyday bills, pay off debts, or make sure your kids can still chase their dreams—even if you’re not there.

Everyone’s story is different. That’s why we take time to understand your needs—your family, your goals, your future plans. We’ll help you figure out the right amount so that the people you care about most are fully protected.

It really depends on factors like your age, health, and the type of coverage you choose. In reality, life insurance is often much more affordable than people expect—especially if you’re younger and in good health. Premiums are generally lower the earlier you start, and even if you have some health conditions, there are flexible options available.

That’s a great start. it’s still a good idea to review your coverage regularly to make sure it still fits your current needs. Because life changes—marriages, children, homes, new goals. We can do a quick policy review to see if you’re still on track or if there are any gaps or opportunities to improve your plan.

Here are the top insurance products that can pay you while you’re still alive:
✅ 1. Critical Illness Insurance
💬 Get a lump-sum payout if you’re diagnosed with a serious illness.
Covers conditions like cancer, heart attack, stroke, and more
You can use the money however you want: recovery, travel, home care, or just to take time off
It’s your money, your way—while you’re still here to benefit from it
✅ 2. Disability Insurance
💬 Replaces a portion of your income if you can’t work due to illness or injury.
Pays monthly benefits while you recover
Helps maintain your lifestyle, pay bills, and protect your long-term savings
Especially important if you’re self-employed or your workplace plan is limited
✅3. Whole Life or Universal Life Insurance (with Cash Value)
💬 Builds cash value you can access while you’re alive.
Borrow against or withdraw from your policy’s tax-advantaged cash value
Can be used for emergencies, education, retirement, or opportunities
Think of it as a long-term asset, not just insurance
✅ 4. Long-Term Care Insurance
💬 Helps cover the cost of care if you need assistance later in life.
Pays for home care, assisted living, or nursing care
Keeps you independent and reduces the financial burden on your family

Some tools that help with both taxes and investments include permanent life insurance (like whole life or universal life) and tax-advantaged accounts like RRSPs or TFSAs. These options allow your investments to grow tax-deferred or tax-free.

Travel insurance can cover things like trip cancellations, medical emergencies, lost luggage, and travel delays. It’s a smart way to protect yourself from unexpected costs while traveling.

Yes, it’s a good idea to purchase your own personal life, critical illness, and disability insurance even if you have group benefits at work. Work coverage might not be enough to fully protect you, and it may not cover you if you change jobs or stop working. Personal insurance gives you more control and peace of mind, ensuring you’re covered no matter what. Additionally, if you’re a property owner, having your own coverage can help protect your assets. You can also explore ways to structure your insurance to potentially reduce/cover tax impact, ensuring both your health and financial stability are taken care of in the long term.

🌱 1. Define Your Financial Goals
⚖️ 2. Assess Your Risk Tolerance
📅 3. Match Risk to Time Horizon
           Short Term?
           Mid Term?
           Long Term?
💼 4. Understand the Product Types
           High-interest savings/GICs / Bonds
           Mutual Funds / Segregated Fund/ ETFs
           Stocks / Equities
           Real Estate / REITs

To get started, reach out to us today! Contact one of our financial experts to help define your goals, assess your risk tolerance, and guide you through the best investment options for your needs. Send us a message now and take the first step towards securing your financial future!

You have been successfully Subscribed! Ops! Something went wrong, please try again.

Important Links

Request a quote

Contact insurance Agent

Company

About Us

Team Members

Services

Contact

Info@procanadainsurance.com

1-604-765-2298

#3-3354 Cherry St, Vancouver BC, V5R 4W5

Book Your Meeting

Free ‘Travel Like a True Adventurer’ E-book
Sign up for our fortnightly newsletter with the best travel inspirations.

Life Insurance

Coverage designed to help protect your family’s financial future.

Why it matters:
  • Helps replace income if something happens to you
  • Can support mortgage, debts, and everyday expenses
Who it’s for:
  • Families and parents
  • Primary income earners
  • Mortgage holders

No obligation • Licensed advisors • Canada-focused

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Add Your Heading Text Here

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit 

Welcome

Lorem ipsum dolor sit amet,

consectetur adipiscing elit. Ut elit tellus, luctus nec 

Life Insurance

Protect your family’s income and future if the unexpected happens.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Add Your Heading Text Here

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit