Your One Stop Site of All Your Financial Protection Needs
"Act Now to Solve Your Financial Stress—Secure Your Future Today!"
What Makes Us Different
We offers personalized quotes based on your specific needs and circumstances
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What Our Clients Are Saying?
“Real stories from people who solved their financial stress with us.”
"Getting my policy was effortless. The process was clear, stress-free, and handled with genuine care. Every question I had was answered thoughtfully, and I truly felt seen and supported throughout. If you're unsure, take the leap—you won’t regret choosing a team that truly puts your needs first."
"They truly cared about my needs—not just selling a policy. They took the time to understand my situation and made me feel supported every step of the way. It felt more like a partnership than a transaction."
"I was amazed at how affordable the options were without sacrificing quality. They worked with my budget and offered flexible solutions tailored to my needs. I never felt pressured—just supported. It’s rare to find a company that makes financial protection both accessible and personalized."
"What impressed me most was how they took the time to educate me, not just sell to me. They explained everything in a way I could understand, answered all my questions, and made sure I felt confident before making any decisions. I didn’t just walk away with coverage—I walked away informed and empowered."
FAQ
Frequently Asked Question
Because they love someone. Life insurance isn’t just a financial decision—it’s a promise that, no matter what happens, your family will be okay. It helps replace your income, cover everyday bills, pay off debts, or make sure your kids can still chase their dreams—even if you’re not there.
Everyone’s story is different. That’s why we take time to understand your needs—your family, your goals, your future plans. We’ll help you figure out the right amount so that the people you care about most are fully protected.
It really depends on factors like your age, health, and the type of coverage you choose. In reality, life insurance is often much more affordable than people expect—especially if you’re younger and in good health. Premiums are generally lower the earlier you start, and even if you have some health conditions, there are flexible options available.
That’s a great start. it’s still a good idea to review your coverage regularly to make sure it still fits your current needs. Because life changes—marriages, children, homes, new goals. We can do a quick policy review to see if you’re still on track or if there are any gaps or opportunities to improve your plan.
Here are the top insurance products that can pay you while you’re still alive:
✅ 1. Critical Illness Insurance
💬 Get a lump-sum payout if you’re diagnosed with a serious illness.
Covers conditions like cancer, heart attack, stroke, and more
You can use the money however you want: recovery, travel, home care, or just to take time off
It’s your money, your way—while you’re still here to benefit from it
✅ 2. Disability Insurance
💬 Replaces a portion of your income if you can’t work due to illness or injury.
Pays monthly benefits while you recover
Helps maintain your lifestyle, pay bills, and protect your long-term savings
Especially important if you’re self-employed or your workplace plan is limited
✅3. Whole Life or Universal Life Insurance (with Cash Value)
💬 Builds cash value you can access while you’re alive.
Borrow against or withdraw from your policy’s tax-advantaged cash value
Can be used for emergencies, education, retirement, or opportunities
Think of it as a long-term asset, not just insurance
✅ 4. Long-Term Care Insurance
💬 Helps cover the cost of care if you need assistance later in life.
Pays for home care, assisted living, or nursing care
Keeps you independent and reduces the financial burden on your family
Some tools that help with both taxes and investments include permanent life insurance (like whole life or universal life) and tax-advantaged accounts like RRSPs or TFSAs. These options allow your investments to grow tax-deferred or tax-free.
Travel insurance can cover things like trip cancellations, medical emergencies, lost luggage, and travel delays. It’s a smart way to protect yourself from unexpected costs while traveling.
Yes, it’s a good idea to purchase your own personal life, critical illness, and disability insurance even if you have group benefits at work. Work coverage might not be enough to fully protect you, and it may not cover you if you change jobs or stop working. Personal insurance gives you more control and peace of mind, ensuring you’re covered no matter what. Additionally, if you’re a property owner, having your own coverage can help protect your assets. You can also explore ways to structure your insurance to potentially reduce/cover tax impact, ensuring both your health and financial stability are taken care of in the long term.
🌱 1. Define Your Financial Goals
⚖️ 2. Assess Your Risk Tolerance
📅 3. Match Risk to Time Horizon
Short Term?
Mid Term?
Long Term?
💼 4. Understand the Product Types
High-interest savings/GICs / Bonds
Mutual Funds / Segregated Fund/ ETFs
Stocks / Equities
Real Estate / REITs
To get started, reach out to us today! Contact one of our financial experts to help define your goals, assess your risk tolerance, and guide you through the best investment options for your needs. Send us a message now and take the first step towards securing your financial future!
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Info@procanadainsurance.com
1-604-765-2298
#3-3354 Cherry St, Vancouver BC, V5R 4W5
- 3-3354 Cherry Street Vancouver BC
- procanadainsurance.com
- (604) 765-2298
