Savings & Growth

Smart savings and investment strategies that help you grow your money while preparing

for major life goals — from buying a home to retirement.

RRSP
Registered Retirement Savings Plan


Save for retirement with tax-deferred growth and the option to convert to a Registered Retirement Income Fund (RRIF) for retirement income later.

TFSA
Tax-Free
Savings Account


Flexible, tax-free savings for both short- and long-term goals.



RESP
Registered Education
Savings Plan


Help save for a child’s post-secondary education.




RDSP
Registered Disability
Savings Plan


Coverage for medical and dental costs beyond government plans.



FHSA
First Home
Savings Account


Save specifically for your first home purchase in a tax-advantaged way..



LIRA
Locked-in
Retirement Account


Preserve and manage pension savings from a previous employer.



Annuities


Create predictable income during retirement.






RRSP

Registered Retirement Savings Plan

Registered plans designed to help you save for retirement and manage income later in life.

 

Why it matters:

  • Helps defer taxes while building retirement savings
  • Provides structured income options during retirement years

Who it’s for:

  • Individuals planning for long-term retirement
  • Canadians looking to reduce taxable income
  • Retirees transitioning from savings to income

No obligation • Licensed advisors • Canada-focused

Not sure? Ask a question

TFSA

Tax-Free Savings Account

A flexible savings option that allows your money to grow tax-free.

 

Why it matters:

  • Investment growth and withdrawals are generally tax-free
  • Offers flexibility for both short- and long-term goals

Who it’s for:

  • Individuals saving for multiple goals
  • Canadians seeking tax-efficient growth
  • Anyone who values access and flexibility

No obligation • Licensed advisors • Canada-focused

Not sure? Ask a question

RESP

Registered Education Savings Plan

A savings plan designed to help prepare for a child’s post-secondary education.

 

Why it matters:

  • Allows savings to grow tax-deferred for education
  • May include government education incentives

Who it’s for:

  • Parents and guardians
  • Grandparents supporting education goals
  • Families planning ahead for education costs

No obligation • Licensed advisors • Canada-focused

Not sure? Ask a question

RDSP

Registered Disability Savings Plan

A long-term savings plan for individuals living with a disability.

 

Why it matters:

  • Supports long-term financial security
  • May qualify for government contributions and grants

Who it’s for:

  • Individuals eligible for the Disability Tax Credit
  • Families planning long-term support
  • Caregivers supporting future needs

No obligation • Licensed advisors • Canada-focused

Not sure? Ask a question

FHSA

First Home Savings Account

A registered plan designed to help Canadians save for their first home.

 

Why it matters:

  • Combines features of RRSPs and TFSAs
  • Designed specifically for first-time home buyers

Who it’s for:

  • First-time home buyers
  • Young professionals planning ahead
  • Canadians saving for a future home purchase

No obligation • Licensed advisors • Canada-focused

Not sure? Ask a question

LIRA

Locked-In Retirement Account

A registered account for holding pension funds from a previous employer.

 

Why it matters:

  • Preserves pension savings in a tax-deferred environment
  • Maintains retirement funds when changing jobs

Who it’s for:

  • Employees leaving a pensioned position
  • Individuals consolidating retirement assets
  • Canadians managing employer pension transfers

No obligation • Licensed advisors • Canada-focused

Not sure? Ask a question

ANNUITIES

A financial product designed to provide predictable income during retirement.

 

Why it matters:

  • Can help create stable, ongoing income
  • Reduces uncertainty around retirement cash flow

Who it’s for:

  • Retirees seeking income stability
  • Individuals planning predictable retirement income
  • Canadians focused on long-term financial certainty

No obligation • Licensed advisors • Canada-focused

Not sure? Ask a question

Life Insurance

Protect your family’s income and future if the unexpected happens.

Group Insurance

Benefits solutions for businesses and teams.

 

Why it matters:

  • Helps attract and retain employees
  • Provides health and protection benefits for groups

Who it’s for:

  • Small business owners
  • Incorporated professionals
  • Growing teams

No obligation • Licensed advisors • Canada-focused

Not sure? Ask a question